Securities-backed loans
Borrow against the securities you already hold, without selling them.
A securities-backed loan uses the investments in your account as collateral. Instead of selling, you draw on a credit line worth part of your portfolio’s value — your positions stay invested, and the loan sits on top of them.
Keep your positions
Raise cash without selling the investments you hold.
Use it flexibly
Draw what you need, when you need it. Repayment: your terms.
Limit from your holdings
Each security counts towards your limit with its own loan-to-value ratio.
What it costs
Interest rate: your rate and how it is calculated.
If the value of your securities falls, your credit limit falls with it. You may then have to repay part of the loan or add collateral at short notice — which can mean selling at an unfavourable moment.